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First National Bank

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Community Reinvestment Act

First National Bank is committed to reinvesting in the communities we proudly serve. Since 1908, we've been an institution that gives back through diverse lending opportunities, charitable contributions to local organizations that make true impacts and also volunteerism to these same organizations. 

To view our 2023 Community Reinvestment Act (CRA) Performance Evaluation from the Office of the Comptroller of the Currency (OCC), please click here.

To view additional information, follow the links below:

CRA Cover Letter

2023 CRA Board Resolution

2023 CRA Statement 

2023 Comments

2023 List of Branches, Street Addresses and Census Tracts

First National Bank Products and Services Brochure

Assessment Area Map

Loan-to-Deposit Ratio for 2023

HMDA Disclosure Statement

Community Support Communications:

Q1 2023

Q2 2023

Q3 2023

Q4 2023

Q1 2024

Q2 2024

Disclaimer: Accessibility Statement (ADA compliance) please reach out to Tracie A. Gallahan, Senior Vice President, Chief Revenue Officer and Community Reinvestment Act (CRA) Officer.

If a hard copy of First National Bank’s CRA Public File is desired, please see the contact information below:

Tracie A. Gallahan at (434) 477-5886 or traciegallahan@1stnatbk.com